Manage Investment Profiles & Restrictions

Introduction

The platform provides integrated tools for managing Investment Profiles, enabling organizations to:

Define and enforce portfolio restrictions.
Establish and monitor risk levels.
Align portfolios with internal policies and regulatory expectations.

This module is designed for risk managers, compliance officers and senior stakeholders responsible for investment oversight. With built-in monitoring, rule enforcement and validation mechanisms, it ensures that risk is not only measurable but also actively managed.

What’s Included in the Investment Profile Module

✅ Investment Profile setup and configuration
✅ Portfolio-level restrictions and limits
✅ Restriction alerts and breach notifications
✅ Daily portfolio monitoring
✅ Pre-trade validation and breach blocking

Screen Walkthrough Video Guide

Permission Requirements

Platform Objects

Permission IDs

Investment Profiles

MandateRiskProfileView

MandateRiskProfileViewAll

Restriction Alerts

MandateRiskProfileView

MandateRiskProfileViewAll

RestrictionAlertView

Creating Investment Profiles

Investment Profiles are created and managed under: Risks > Find Investment Profiles tab.

Click the ➕ icon to add a new profile.

Or,

Use the Export option to download and review profiles in Excel format.

A form opens. Fill in Profile Name(*), a unique Risk Level(*) from 0-100 and Description.
Click on Add Restrictions.

Fill in the Name(*) and Enable Restrictions for the following types: Buy/Hold/Sell/Transfer and then, click on Add Criteria.

Now, fill in the System Field(*) and select its Criteria Operator(*) along with its Value(*).

Click Save and set up the percentage of the instruments that shall fall under the criteria.

Or,

You can add Sub Restriction and set its Criteria.

Click Create to confirm.

Assigning a Investment Profile to a Mandate

You must first create a Mandate and fill in all required fields(*).

Go to Accounts > Open the Mandate Form.

Go to the Investment Profile tab.
Click on the Investment Profile dropdown field and platform displays a list of active profiles.
- Select the appropriate profile.

Only one active Investment Profile can be assigned to a mandate. If no active profiles exist, the selection list will appear empty.

Click Options to review. Now, click on Add Restrictions.

Set up the Criteria and enable Restrictions for the following types: Buy/Hold/Sell/Transfer.
Add System Field(*) and Select Criteria Operator(*).

Set up the percentage of the instruments that shall fall under the criteria.

Or,

You can add Sub Restriction as well along with its Criteria.

Then, once filled in, click on Save.

Active vs Passive Breaches – Platform Behavior

In risk-managed investment platforms, breaches of portfolio restrictions are categorized as either active or passive. Understanding this distinction is critical for proper control and timely response.

Detailed Explanation Here:

Aspect	Active Breach	Passive Breach
Trigger	Manual action (e.g. order submission)	Platform-detected drift
Impact	Immediate block	Logged and tracked for review
Response Time	Instant	Deadline-driven (typically 30 days)
Platform Role	Preventive	Monitoring and alerting
Examples	Buying over max % in one stock	Asset appreciates beyond allowed threshold

Active Limit Breach:

Occurs at the time of order submission.

The platform performs real-time validation
If a breach is detected:
- The order is blocked
- A modal alert informs the user
The user must modify the order to comply

Passive Limit Breach:

Occurs after trade execution due to market or position changes.

Monitored daily at 01:00, or manually
If a breach is detected:
- platform logs: portfolio, position, restriction, and detection date
- A resolution deadline is calculated (current date + 30 days)
- Notifications can be set up in the platform and sent to responsible staff

This allows proactive monitoring without interrupting day-to-day operations.